|
Wired Plastic™ Prepaid Visa® Card |
|
Issued by The Bancorp Bank
|
 |
| Overall Rating |
 |
| Benefit Rating |
 |
|
|
|
|
| |
|
|
In today's world, it is difficult for someone with bad credit to feel secure. Nothing seems to be built for them. But pre-paid credit cards break the mold. They offer most of the same advantages but none of the interest charges or bills that come with regular credit cards. Case in point: the Wired Plastic™ Prepaid Visa® Card. This pre-paid credit card, issued by The Bancorp Bank, works just like a debit card, except it's got built-in overdraft protection. It's programmed not to let you spend money you don't have thereby helping you manage your money more efficiently. With the Wired Plastic™ Prepaid Visa® Card, you can make debit (PIN-based) and credit (signature-based) transactions as well as withdraw cash at the ATM. Members can even schedule recurring payments and send checks through the card's Click-N-Pay™ Bill Payment Service. And because the bill amount is immediately deducted from your available balance, there is no room for bounced checks, NSF, or overdraft charges. Finally, a way to feel secure and in charge of your money.
Where and How this Pre-Paid Credit Card Works
The Bancorp Bank does things a little differently. Unlike other pre-paid cards, the Wired Plastic™ Prepaid Visa® Card will not require a security deposit from you, it does not carry an annual fee, it won't run a credit check, it will not verify your employment, and you are not required to have a bank account making it one of the best and most affordable pre-paid credit cards on the market.
Plus, the Wired Plastic™ Prepaid Visa® Card works everywhere Visa is accepted that's pretty much all over the world. But there's one place in particular that you'll be happy is on that list
the pump. Pull up to the gas pump and pay right there. No need to go inside, wait a line, show your ID, and walk back to your car. It's instant, and it's fast, with your pre-paid credit card. Please note: you must have a minimum balance of $50 on your card to pay at the pump.
This pre-paid credit card also eliminates check cashing fees. Take advantage of the card's free direct deposit feature and have pay, dividends, disability, and government checks (Social Security, Welfare, Medicare, etc.) sent directly to your Wired Plastic™ Prepaid Visa® Card account, at no extra cost. And, what's more, all funds become available the same business day they're received.
What's more, there are over 100,000 loading locations nationwide, including MoneyGram, Wester Union, and PayXone.
The Best Pre-Paid Credit Cards Give You a Little Something in Return
If an investment is something you buy in hopes of getting future returns on, then it's time you invested in yourself. By applying to this pre-paid credit card, you will be enrolled in a free rewards program that, besides boasting some really neat prizes, will pay you one point for every $1.00 spent. You'll also be glad to know that Wired Points™ never expire, carry no yearly cap, and can be exchanged for long distance calling cards, music downloads, ring tones, and pre-paid wireless airtime with Verizon, Cingular, and AT&T.
Additional Wired Plastic™ Prepaid Visa® Card Benefits
To lighten your load, the Wired Plastic™ Prepaid Visa® Card will send you free mobile (text messages) and e-mail alerts, customizable by date, transfers, or charged amounts, to help you keep on top of things; you'll also have access to free online account management tools, free pay-by-phone service, and live customer satisfaction support.
Is Wired Plastic™ Prepaid Visa® Card Right for You?
Whereas other pre-paid credit cards are quick to charge you an inactive account fee, The Bancorp Bank's Wired Plastic™ Prepaid Visa® Card will not charge you a dime if you go some time without using your card. However, this pre-paid card does carry a monthly participation fee of $3.95 and a one time set-up charge of $9.95 which, compared to other pre-paid credit cards, is significantly low. FYI: In order to start enjoying all the benefits that this pre-paid card has to offer, you must first make a deposit. It can be as little as $10 or as much as $2,500.
Also, it's important to note that if, for any reason, you are not satisfied with your Wired Plastic™ Prepaid Visa® Card, you can get a full refund of the activation fee if you call customer service within 30 days of your initial funding. That's how much The Bancorp Bank believes in their Wired Plastic™ Prepaid Visa® Card.
|
| |
| Updated: April-01-09 |
| |
| |
| Most Attractive Feature(s): No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program. |
|
| Least Attractive Feature(s): Activation fee; monthly maintenance fee. |
| |
|
Various Internet account related services.
Automatic bill payment.
Free direct deposit load option.
Access to the Wired Points Rewards program.
See website for additional benefits. |
| |
| Note: The review of this card was updated on April-01-09. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the credit card application. |
| Terms and
Conditions |
|
|
|
